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            Disclosures and Consents for Vehicle and Asset Lending

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            Disclosures and Consents for Vehicle and Asset Lending

            When customers and agents apply for a vehicle loan or lease, they consent to the disclosures related to governmental or agency-based regulations and policies. Set up disclosure text and consent authorization forms for different types of lending processes in your company.

            Required Editions

            Available in: Enterprise, Unlimited, and Developer Editions.
            1. Add Disclosures for Applicant Consent in Automotive Lending
              Create a disclosure authorization form for Automotive Lending with multiple related form text records that are shown to an applicant on the Review Disclosures and Consent page of the intake guided flow.
            2. Configure Data Use Purposes for Automotive Lending
              Define the purposes for collecting information from applicants before you seek their consent during the application intake process for Automotive Lending. Data use purposes can optionally link to data use legal basis records, which identify specific legal regulations.
            3. Map Data Use Purposes to Applicants in Automotive Lending
              Create a decision matrix to map data use purposes to the different types of applicants for a vehicle loan or lease application. The decision matrix determines the types of disclosures that applicants are required to provide consent for during the intake process. For example, map a data use purpose for an authorization form to primary applicants for both loans and leases, and map a separate data use purpose to co-applicants for loans.
             
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