Decision Matrices and Expression Sets for Digital Lending—India
Use the Business Rules Engine to automate the decision-making process when you onboard and evaluate a loan applicant.
Required Editions
| Available in: Lightning Experience |
| Available in: Professional, Enterprise, and Unlimited Editions |
Decision matrices and expression sets are key components in the Business Rules Engine. Decision matrices are lookup tables that contain user-defined input and output columns. The engine takes in inputs and then looks up the appropriate outputs. When an expression set calls a decision matrix, the engine locates the table row that matches the input values and returns the output value for that row.
When you enable the sample Digital India—Lending app, you can access four prebuilt expression templates. Use these templates to automate decision-making processes, such as categorize risk profiles, determine maximum eligible loan amounts for secured and unsecured loans, and present relevant offers.
- Decision Matrices for Digital Lending—India
To automate certain decision-making processes in the loan origination lifecycle, set up decision matrices and reference them from an expression set. - Expression Set Templates for Digital lending—India
To automate certain decision-making processes in the loan origination lifecycle, Digital Lending—India provides prebuilt expression set templates. Build expression sets from these templates and add the needed decision matrix and map its input and output variables in the expression set. - Set Up Decision Matrices to Determine the Risk Category for a Party Profile
Set up decision matrices and then build an expression set to automate the calculation of a risk category of a party profile associated with a loan applicant. - Set Up Decision Matrices to Determine the Maximum Eligible Amount for a Secured Loan
Set up decision matrices and then build an expression set to automate the calculation of the maximum eligible amount for a secured loan. - Set Up Decision Matrices to Determine the Maximum Eligible Amount for an Unsecured Loan
Set up decision matrices and then build an expression set to automate the calculation of the maximum eligible amount for a secured loan. - Set Up Decision Matrices to Determine Offer Rates for a Loan
Set up decision matrices and then build an expression set to automate the process of identifying and presenting loan offers that are best suited for a loan applicant.
