Digital Lending Data Model
The Digital Lending data model defines the objects and relationships that support the loan origination lifecycle, from applicant intake through underwriting and contract generation.
Required Editions
Available in: Lightning Experience Available in: Professional, Enterprise, and Unlimited Editions |
The Digital Lending data model builds on the Financial Services Cloud foundation and extends it with objects specific to loan origination. Use this data model reference to configure Digital Lending features correctly and troubleshoot issues during implementation.
This diagram shows how the core objects in Digital Lending relate to each other.
- Application Form
- The central object that represents a loan application. Application Form connects applicant records, product selections, and stage tracking.
- Application Form Product
- Links an Application Form to the specific loan product that the applicant selected. This object carries pricing details, stage status, and underwriting decisions.
- Party Profile
- Stores applicant and co-applicant information, including addresses, employment history, income, and expenses.
- Party Credit Profile
- Holds credit history and scoring data retrieved through integrations such as Equifax.
- Collateral
- Represents assets pledged against secured loans, linked to Application Form Product records.
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Digital Lending also depends on objects from Agentforce Revenue Management and other clouds. Product Catalog Management objects store loan product definitions, categories, attributes, and classifications. Business Rules Engine objects, such as decision tables, decision matrices, and expression sets, drive qualification rules, pricing logic, and disclosure requirements. Salesforce Pricing objects define pricing procedures and price adjustment methods.
For the complete Financial Services Cloud object reference, including field-level detail, see Financial Services Cloud Data Models.
To learn how these objects work together in a hands-on environment, complete the Financial Services Cloud Data Models Trailhead module.
To explore a working implementation with preconfigured sample data, see Download and Implement Digital Lending Sample Data.
