You are here:
Commercial Auto Root Product
The root product spec is the container for the Commercial Auto product model. The system uses the data stored in this product model in downstream business processes, including quoting, and issuing policies.
The Vehicle insured item spec is a child of the Location insured item spec, which makes Vehicle a grandchild of the Commercial Auto root product. This hierarchy creates a parent > children > grandchildren product structure. When the Commercial Auto product is rated out for quoting and a policy gets issued, multiple vehicles can be associated with one location. The vehicle records are stored only once, despite being associated with multiple locations.
The Commercial Auto root product contains a number of coverages, all of which are associated with the Location insured item as a parent insured item. This structure makes Commercial Auto a multi-instance product model. This means that whenever a quote is rated out for this product, each location in the quote can have its own different levels of coverage.
To learn about how to set up root product specs, see Root Product Specs.
