Group Voluntary Benefits Product Model

The product model underpins all the business processes used in the Group Voluntary Benefits line of business. It has the products:

• Member Based: Medical, Vision, Dental, Critical Illness

• Summary Based: Dental Summary

Here's the high-level product model for the Critical Illness root product:

Read on for the components of member-based and summary-based products.

Coverages

The spec that models a coverage provided as part of an insurance or health product. The coverage spec defines the required and optional coverages on an insurance product.

To learn about the coverage specs for member-based products, see Coverages for Member-based Products.

To learn about the coverage specs for summary-based products, see Coverages for Summary-Based Products

Rating Facts

The spec that contains attributes used to rate an insurance or health product. The attributes in a rating fact spec are data needed to rate a product, but aren't stored with the product. Rating fact spec data is often pulled from other parts of Vlocity, such as Account, Census, Census Member or from third-party systems.

The TransformCensusMemberRatingFactsStd Omnistudio Data Mapper is used to transform data from objects, such as account, census, census member to the corresponding rating fact attributes.

Attributes

Attributes are the building blocks of specifications. They define the details of the data that's included in products. All the attributes used in the member-based and summary-based product models and coverage specs are defined in the Vlocity Attribute Designer. Attributes are arranged into Attribute Categories.

The attribute's value data type, available values, default selected value, rating status, and other specifics are configured on the coverage spec or root product spec. Attributes are further arranged into Attribute Categories.