InsPolicyService:verifyCoverage

Class: InsPolicyService

Method: verifyCoverage

How It Works

1. The service takes the DateOfLoss and the PerilProductCode as entered by the user.

2. Uses the PolicyNumber or the PolicyHolder and InsuredItemName to find the policy.

3. Compares the policy effective dates with the DateOfLoss to verify that the loss occurred while the policy was in effect.

4. Uses the PerilProductCode to find the PerilProduct, and compares the PerilProduct to the coverages in the policy to verify whether the PerilProduct is included in the coverages of this policy.

5. Returns "Covered":true and a list of coverages if the loss is covered. Returns "Covered":false if the loss is not covered.

Remote Options

Input JSON

This service does not use an input JSON.

Output JSON

The service returns a "Covered":true/false value. If "Covered":true, the service also returns a list of coverages this policy covers for this peril. The insuredItem detail includes other policy information, such as SerialNumber (PolicyNumber).

{
	"result": {
		"covered": true,
		"Coverages": {
			"ProductCode": "PP",
			"ProductName": "Personal Property",
			"limitCoverageC": "200000",
			"PremiumAmount": 23.9,
			"Name": "Personal Property"
		},
		"InsuredItem": {
			"ProductCode": "rentDwelling",
			"ProductName": "Rental Unit",
			"dwBuildingAge": "7",
			"dwBurglarAlarm": false,
			"dwBusUse": "office",
			"dwCentralAlarm": false,
			"dwCentralFire": false,
			"dwDeadBolt": true,
			"dwDistanceFire": "4",
			"dwSmokeDetector": true,
			"dwTerritory": "1",
			"Name": "UnitNameTest"
		},
		"SerialNumber": "RentSUPER-UN-000022-2018-",
		"Id": "02i6F000004JSuWQAW"
	}
}