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InsPolicyService:verifyCoverage
Use this service to verify valid insurance coverage for a policyholder who is filing a claim.
How It Works
-
The service takes the
DateOfLossand thePerilProductCodeas entered by the user. -
Uses the
PolicyNumberor thePolicyHolderandInsuredItemNameto find the policy. -
Compares the policy effective dates with the
DateOfLossto verify that the loss occurred while the policy was in effect. -
Uses the
PerilProductCodeto find thePerilProduct, and compares thePerilProductto the coverages in the policy to verify whether thePerilProductis included in the coverages of this policy. -
Returns
"Covered":trueand a list of coverages if the loss is covered. Returns"Covered":falseif the loss is not covered.
Remote Options
Option |
Description |
|---|---|
|
or
Required. The date of the insurance policyholder's loss. |
|
The code associated with the peril that the policyholder reports as what happened. |
|
The policyholder's policy number. |
|
The
|
|
The name of the item the policy insures. For example Toyota Prius 2018. |
Output JSON
The service returns a "Covered":true/false
value. If "Covered":true, the service also returns a list of
coverages this policy covers for this peril. The insuredItem detail includes other
policy information, such as SerialNumber
(PolicyNumber).
{
"result": {
"covered": true,
"Coverages": {
"ProductCode": "PP",
"ProductName": "Personal Property",
"limitCoverageC": "200000",
"PremiumAmount": 23.9,
"Name": "Personal Property"
},
"InsuredItem": {
"ProductCode": "rentDwelling",
"ProductName": "Rental Unit",
"dwBuildingAge": "7",
"dwBurglarAlarm": false,
"dwBusUse": "office",
"dwCentralAlarm": false,
"dwCentralFire": false,
"dwDeadBolt": true,
"dwDistanceFire": "4",
"dwSmokeDetector": true,
"dwTerritory": "1",
"Name": "UnitNameTest"
},
"SerialNumber": "RentSUPER-UN-000022-2018-",
"Id": "02i6F000004JSuWQAW"
}
}
