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Single Instance Products
A single instance insurance product model describes an insurance product that has only one instance of any given insured item (or insured party). For example, at runtime, a simple renter's insurance product allows only one instance of an insured item.
Single instance single root products can only include one instance of an insured item per quote and per policy.
Here's an example of a single instance product structure:
In single instance product models, you associate an insured item spec to the root product spec, and you associate all the coverage specs to the root product spec.

